Please read these terms and conditions before using this website
The terms apply to www.moneysavingadvisers.uk. Steven Cooke is Licensed as an Insolvency Practitioner by the Institute of Chartered Accountants in England & Wales (ICAEW) – IP Number: 12538.
Insolvency Experts Ltd is an insolvency practice. Registered Address: 1 Adam Street, Heywood, OL10 1FP. Registered in England and Wales Company Registration Number 12106315.
MoneySavingAdvisers.uk is a trading style of Insolvency Experts Ltd. ICO registration number ZA552349.
Users may view, print, or download extracts from this website for personal use only. Content must not be incorporated into other works or publications, whether in hard copy or electronic format, for commercial gain. Where material is being distributed to third parties, the source of the material must be identified and the copyright status acknowledged.
No part of this Website may be reproduced, transmitted to, or stored on any other website or in any other form of electronic medium without Insolvency Experts Ltd's express written consent.
Insolvency Experts Ltd uses reasonable endeavours to provide a prompt and continuing service. It does not, however, warrant that the service it provides will continue uninterrupted or without delay.
Insolvency Experts Ltd does not give any express or implied warranty that the information and data contained on the website is accurate. Information provided by our Analyser tool is a high-level indicator only, and should be treated as guidance, not binding advice.
Visitors to this website should take independent advice from suitably qualified advisors before making any important or financial decisions.
Insolvency Experts Ltd makes no warranties with regard to the quality, security, accuracy or any other aspect of such sites. Insolvency Experts Ltd does not have any control over, or any proprietary interest in any third-party sites that are linked to, and any liability arising from the accessing of the same is hereby excluded to the full extent permitted by law.
The protection of users' personal data takes top priority for Insolvency Experts Ltd. No personal data is collected without the user's consent. The processing of personal data complies with the Data Protection Act 1998.
Only authorized employees have access to personal information. The website automatically collects information about the browser, operating system, domain name, and visit statistics for internal improvement purposes.
Cookies save automatically on your computer; browser settings can be configured to block or delete them.
Insolvency Experts Ltd attempts to respond to enquiries promptly but response timeliness is not guaranteed. Insolvency Experts Ltd cannot always guarantee complete confidentiality regarding sensitive information transmitted via the internet. Users are advised against transmitting highly sensitive information through the website.
Insolvency Experts Ltd shall not be liable for any third party claims or losses of any nature, including, but not limited to, loss of profits, indirect or consequential loss.
Insolvency Experts Ltd does not accept any liability for any acts or omissions resulting from users' decisions or opinions formed on the basis of use of the Website.
These terms and conditions may be varied from time to time. Continued use of the Website after any changes is deemed to constitute acceptance of such modifications.
Insolvency Experts Ltd makes every effort to ensure that the information and data contained on the Website is correct. However, Insolvency Experts Ltd accepts no liability regarding the accuracy or completeness of any information provided.
These Terms and Conditions are governed by and shall be construed in accordance with English law. Disputes in connection with the Website shall be subject to the jurisdiction of English Courts.
Insolvency Experts Ltd specialise in Individual Voluntary Arrangements (IVAs). We only provide advice after completing an initial fact find where the individual concerned meets the criteria for an IVA.
To qualify for debt being written off via an IVA, you must have a minimum of £6,000 of qualifying unsecured debt owed to two or more creditors. A debt write-off amount of around 55% but up to 91% is realistic based on average figures of clients between January 2022 to December 2024. The debt write off amount for each customer differs depending on their individual circumstances and is subject to approval by their creditors.
We do not administer or provide advice relating to debt management products such as a debt management plan. We do not currently offer advice relating to Scottish solutions such as Protected Trust Deeds, Debt Arrangement Schemes, or Sequestration.
Professional Indemnity Insurance is provided by QBE Insurance Europe Ltd, 30 Fenchurch Street, Billingsgate, London, EC3M 3BD, Policy Number PJPA021123.
Calls are recorded for training and quality purposes. This website is intended for United Kingdom residents only.
Please follow this link if you would like more information about the options for paying off your debts. To learn more about managing your money and getting free debt advice, visit Money Helper, an independent service set up to help people manage their money.